I'm considering the same thing. I've had terrible experiences with doctors who literally do nothing other than follow the guidelines from insurance companies so you could see 10 different doctors and they're all going to give you the same exact treatment.
Another option is a Health Share Plan where you pay in a small amount each month and all it does is cover you if you have a catastrophic/high cost medical event. A big advantage to this kind of plan is that it's technically not insurance so you get cheaper prices from healthcare providers (a lot of people aren't aware of this but most healthcare providers charge a lot less for people who don't have insurance. Xrays, MRIs, other testing etc. The fact these places don't have flat consistent prices for their services is criminal though) I have a friend that swears by his health share plan but you can also read online from people who got denied coverage when the catastrophic event happened so it's hard to trust them, they're a lot less regulated than insurance companies and you have less recourse if they deny you. A lot of them also require you to be a practicing Christian, no smoking, no drinking which I guess is good because it means everyone on the plan is generally healthy, but I could see steroid use as an excuse for them to deny a claim.
I'm leaning towards just finding a health insurance plan that has good coverage for catastrophic events but do everything else out of pocket with doctors of my choosing.
But for now I'm stuck with PPO.
