Coinmama is an option.
It all depends on what you’re gonna use for your transactions. Debit Card? Then it depends on your bank, you might have to call them and okay it because Coinmama transactions go through Slovakia which is a red flag for most banks.
I had an account with Coinmama, but it was a hassle to get my bank to okay it even though they are a really free bank when it comes to crypto. I got in the habit of always keeping coin in my cb account, although recently I emptied it out because the price for btc is crashing over the next few months, so you’re better off not keeping coin on hand for more than a few days.
Some use the cashapp, I never liked it.
I’m with you on the whole setting up an account and giving out information. The entire purpose of this is to stay anonymous and the truth is you aren’t doing that if you have to identify yourself. The truth is btc leaves a giant footprint, the only real purpose for it is to protect our sources, the customer however is leaving their a** hanging out.